What Insurance Do We Accept?
We accept all insurance providers, including Progressive, Geico, State Farm, Allstate, Farmers, and more.
Put simply, you can get your vehicle repaired at Quimbys Collision, regardless of what auto insurance you have.
Your Auto Repair Rights in Minnesota
Minnesota law gives you the right to choose any collision center to repair your vehicle.
Insurance cannot require or restrict you from using any collision center or repair shop for your vehicle.
Is Quimbys a "Preferred Partner" with Insurance?
No, we are intentionally not preferred providers or "direct repair" with any insurance companies, and this is a good thing for you.
But, we still work with all insurance companies, and all makes and models.
Why You Should Choose Your Own Collision Shop
When an insurance company pushes you toward one of their “preferred” repair shops, it's usually because it makes things easier for them while providing a minimum standard of quality.
The Built-In Conflict
Shops on an insurance company’s referral list depend on that steady flow of business. To stay in the insurer’s good graces, they often have to follow strict cost limits and repair guidelines. That pressure can lead to decisions that aren’t always in your vehicle's or your safety's best interest.
The Damage You Can’t See
Insurance adjusters aren’t collision technicians, and most of the time they’re looking at photos or paperwork, not the actual car. Hidden structural issues, safety-related components, and manufacturer-required procedures can easily get overlooked — especially when the priority is keeping the cost of the repair low.
Insurance Companies Are Just Doing Their Job
Insurance companies work hard to protect you and your vehicle without charging you an arm and a leg for insurance premiums. This means they need to be careful with their payouts and avoid getting ripped off themselves. But, you need to make sure that your safety and your vehicle's repairs gets prioritized over insurance cost-savings.
That's why you should choose your own collision center over your insurance's preferred providers.
How Quimbys Works Differently
We don’t answer to the insurance company. We answer to you.
Our job is to make sure your car is repaired the right way, not the cheapest way. If the insurer misses something, we push back until they cover all the repairs your vehicle actually needs. That's the approach our family takes, and that's the approach we take for you, too.
